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| Copyright © HealthSpectrum, Inc. All rights reserved. |
HealthSpectrum only works with highly rated life insurance
companies, properly licensed to operate in the State of Florida.
Please provide us with some basic information and we will
explore the available alternatives and provide you with specific
benefits and costs information. There is absolutely no obligation
on your part.
companies, properly licensed to operate in the State of Florida.
Please provide us with some basic information and we will
explore the available alternatives and provide you with specific
benefits and costs information. There is absolutely no obligation
on your part.
This is life insurance tied to the amount and term of the
mortgage loan on your primary residence. This
insurance is designed to pay off the remaining mortgage
loan balance.
mortgage loan on your primary residence. This
insurance is designed to pay off the remaining mortgage
loan balance.
Whole Life Insurance - a policy with premiums and
death benefits that generally stay constant;
Universal Life Insurance - a policy with adjustable
premium payments and death benefits.
death benefits that generally stay constant;
Universal Life Insurance - a policy with adjustable
premium payments and death benefits.
This is life insurance that stays in force until your death
(as long as you pay the premiums), and pays a death
benefit to your beneficiaries upon your death.
Permanent life insurance also builds up a cash value,
which increases over time and is tax-deferred. Typically,
you can borrow against this cash value, or convert it to
an annuity. There are various types of permanent life
insurance, including:
(as long as you pay the premiums), and pays a death
benefit to your beneficiaries upon your death.
Permanent life insurance also builds up a cash value,
which increases over time and is tax-deferred. Typically,
you can borrow against this cash value, or convert it to
an annuity. There are various types of permanent life
insurance, including:
2. Permanent Life Insurance- Generally:
This life insurance is written for a specific period of time
or term (for example 10 years or 20 years), that pays a
death benefit for your benificiaries if you die during that
term. The life insurance ends at the end of the term,
unless the policy is renewed.
or term (for example 10 years or 20 years), that pays a
death benefit for your benificiaries if you die during that
term. The life insurance ends at the end of the term,
unless the policy is renewed.
When it comes to Individual Life Insurance, there are a variety of
options that are available to the individual consumer. Three of
the most popular and typically most affordable options are:
options that are available to the individual consumer. Three of
the most popular and typically most affordable options are:
1. Term Life Insurance- Generally:
2. Mortgage-Protection Plans- Generally:
