Individual Short-Term Disability
and Long-Term Disability Insurance Plans- Generally:
These plans are designed to compensate you for lost wages,
for a period of time, if you are unable to work due to accident
or illness. These plans are typically structured to pay you a
percentage of your wages (i.e. 60%), for a pre-determined
period of time.
Long-Term Care Insurance- Generally:
These plans are designed to pay for your long-term care,
typically in an institutional setting, if you are unable to take care
of yourself.
HealthSpectrum only works with highly rated STD/LTD and
LTC insurance companies, properly licensed to operate in the
State of Florida.
Please provide us with some basic information and we will
explore the available alternatives, and provide you with specific
benefits and costs information. There is absolutely no
obligation on your part.
and Long-Term Disability Insurance Plans- Generally:
These plans are designed to compensate you for lost wages,
for a period of time, if you are unable to work due to accident
or illness. These plans are typically structured to pay you a
percentage of your wages (i.e. 60%), for a pre-determined
period of time.
Long-Term Care Insurance- Generally:
These plans are designed to pay for your long-term care,
typically in an institutional setting, if you are unable to take care
of yourself.
HealthSpectrum only works with highly rated STD/LTD and
LTC insurance companies, properly licensed to operate in the
State of Florida.
Please provide us with some basic information and we will
explore the available alternatives, and provide you with specific
benefits and costs information. There is absolutely no
obligation on your part.
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Individual STD, LTD and LTC